Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Through lifes ups and downs you can ensure your family is always covered with a Term Life Insurance policy. It's never to late to ensure the loved ones who rely on you are never left to chance.
Get Term Life Insurance >Term life insurance is an affordable life insurance policy that gives you financial protection for a set period of time. You get to choose how long you want your term policy to last – it can be anywhere between 5 to 30 years. If you die while your policy is still active, then your beneficiaries receive a lump-sum, tax-free payment (called the death benefit). They can use this money for any purpose such as help cover debts, pay expenses, and replace the income your loved ones rely on. We understand your needs might change. That’s why after the term ends most term life policies allow the insured person to renew or convert into a whole life insurance policy.
Coverage for those closest to you by replacing your income, helping your partner take care of the kids, and covering funeral expenses
Allow your family to keep the home without a the financial burden by paying off major debts like a mortgage, credit cards or lines of credit
Leave behind a more certain future for your family and kids by covering the cost of education and their future income
A term life insurance policy is often best for individuals who want straightforward, affordable coverage for a specific period of time. It is especially well suited for younger individuals, growing families, homeowners, and anyone with temporary financial obligations such as a mortgage, personal debt, or children who depend on their income. Health and age can play a major role in cost, so applying when you are younger and healthier can help secure lower premiums for the length of the term.
Term life insurance may be the right choice for someone whose main goal is to protect their loved ones during their most financially vulnerable years. For example, a healthy 30-year-old parent with young children and a mortgage may want affordable coverage for the next 20 or 30 years to help ensure their family can cover living expenses, debt, and future costs if they pass away. In that kind of scenario, term life insurance can provide strong financial protection at a lower cost than permanent insurance.
Find out if a Term Life Insurance policy is the best solution for you by speaking with one of our licensed Insurance Advisors. With an in-depth Financial Needs Analysis (FNA) our advisors can provide customized insurance policy options with taylored premiums that are affordable and match your needs. Speak with one of our advisors today or Call us at 1(403) 888-1929
It's never too late to explore insurance options for your family. Inquire about a quote for Term Life Insurance by speaking with one of our licensed Insurance Advisors. They'll help you find the best policy that meets your coverage and financial needs.
Speak an AdvisorGenerally, term insurance costs less than whole life insurance (permanent insurance), but there are a lot of factors that determine the cost of your policy, including:
Generally, insurance is less expensive when you’re younger.
Family history, chronic diseases and lifestyle can increase costs.
Women live longer than men on average, so insurance may cost less.
If you have a dangerous job, your insurance costs can be higher.
Coverage doesn't have to wait, speak with our Licensed Insurance Advsiors about your financial
needs and wants to get a customized insurance quote thats affordable for you.
Whatever your life’s goals, our financial professionals can help design a strategy tailored to your specific needs. Kinley Financial is primed to help you prepare for the long term with life insurance, education planning, and retirement strategies.